What we're doing

Owning a home is a foundational part of building financial security and wealth in America. However, the tools and technology that support homeownership are antiquated, dependent on things like fax machines, handwritten documentation, and hours of manual review.

We're here to change it.

Vesta was founded to rebuild the mortgage LOS from the ground up. Our founding belief is that the future of mortgage lending will be a fully automated process. Today, our AI augmented platform makes that a reality. Our mission has been to build a platform where AI isn’t just an add-on, but the core engine that transforms how a loan is actually manufactured.

Who we are

Our founding team is no stranger to the complexities of the financial industry. As early employees at Blend, they spent years together focused on creating modern cloud infrastructure for banks. Now, with Vesta, they are transforming the mortgage industry by creating the most flexible, open, and automated origination experience, benefitting financial institutions and their customers.

And, we're not alone.

We've raised $55M from top tier investors, including Andreessen Horowitz, Bain Capital Ventures, Conversion Capital, Zigg Capital, and Index Ventures.

Our team is small, but mighty. We are a collection of humans who value humility, empathy, self-awareness, and an orientation towards action. If this sounds like you and you're excited by the idea of getting in at the ground level to build the infrastructure that will power the future of the financial industry, we would love to hear from you!

About the role

As Vesta's first compliance hire, you'll own how we think about mortgage regulation and help turn that thinking into a product that helps our lenders meet their compliance obligations. As we interpret regulations, and as customers bring us hard questions and competing points of view, you'll be the person who establishes Vesta's perspective and carries it across the company, product, and out to our customers and prospective customers.

You'll sit at the intersection of regulation, product, and customers. In this role, you can expect to:

own Vesta's internal interpretation of mortgage origination regulations, becoming the authoritative voice the whole company relies on when it comes to regulatory and investor compliance.
partner closely with our product team, advising on how the product should be built so our lenders can seamlessly originate loans in a manner compliant with applicable regulations.
help ensure our AI products meet the evolving regulatory and investor requirements.
support our customer-facing teams, equipping sales, implementations, and customer success with Vesta's point of view on, and product functionality relating to, regulatory and investor guideline compliance.
stay ahead of the regulatory landscape – GSE and agency guidelines, TRID, ECOA and fair lending, RESPA, GLBA, state-level requirements, and the evolving rules around AI in lending – and translate what changes into action for our product and our customers.

Who you are

You have 5+ years in mortgage compliance, ideally including time owning or helping lead the compliance function at a mortgage lender. Experience in a regulatory or supervisory role is a nice-to-have, but hands-on compliance experience at a lender is a must.
You know mortgage origination regulation deeply and practically. You know not just what the rules say, but how they actually play out across the loan lifecycle.
You have a spine. You're comfortable forming a clear point of view, defending it with credibility internally and in front of customers.
You're excited to help shape a product, not just police it. You like the idea that your interpretation of a regulation becomes the way software works for lenders across the country.
You're curious about AI and energized, not spooked, by the question of how to build and deploy it responsibly in a highly regulated industry.
You're a self-starter and team player who's comfortable being the only person in your function, flexing across product, customer, and regulatory problems while executing with precision.
You're looking to join an early-stage team to build something BIG, something industry-changing, and you're excited about being part of that quickly-moving, fast-growing journey.

Benefits and Perks

Robust medical, vision, & dental coverage (~100% of employee premiums are covered)
401(K) plan offering
Meaningful parental leave - 16 weeks fully paid for all new parents, birthing & non-birthing parents (applies to adoptions as well!)
Remote-first culture with hubs in New York & San Francisco
Generous WFH & Wellness Benefits
Monthly Doordash benefits
Open & encouraged flexible time off
Company offsites to get to know the team!

Our cash compensation amount for this role is targeted at $150,000 - $200,000/yr. Final offer amounts are determined by multiple factors including candidate experience and expertise and may vary from the amounts listed above.

At Vesta, we believe that the only way we can tackle the challenging problems in front of us is by having diverse perspectives and an environment that promotes inclusivity. We’re committed to equal opportunity regardless of race, color, ancestry, religion, gender, gender identity, parental or pregnancy status, national origin, sexual orientation, age, citizenship, marital status, disability, or veteran status. Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records. As part of our onboarding process, we participate in the E-Verify program.

Mortgage Compliance Lead