At Associated Bank we strive to create an inclusive culture where different perspectives are valued and recognized as strengths critical to our success. If you thrive in an environment where your growth and development are encouraged and supported, then Associated Bank may be the right place for you.

Associated Bank requires you to directly represent yourself and your own experiences during the recruiting and hiring process. Associated Bank conducts a thorough background check on all new hires.

Role Summary

As a Special Assets Officer, you will manage a portfolio of complex commercial credit relationships and work closely with clients and internal partners to achieve the best possible outcomes. This role combines financial analysis, relationship management, and problem-solving to support credit rehabilitation, strategic exits, or asset recovery efforts. You'll gain valuable exposure to complex commercial banking situations while developing expertise in credit risk management and portfolio administration.

Key Accountabilities

Manage a portfolio of problem credit relationships and develop strategies for rehabilitation, exit, or liquidation.
Analyze borrower financial information and assess credit risk, collateral position, and repayment capacity.
Prepare credit presentations, portfolio reviews, and quarterly reporting for management and credit partners.
Evaluate business plans, management teams, and operating performance to support resolution strategies.
Partner with lenders, attorneys, accountants, loan servicers, and other stakeholders to resolve complex credit situations.
Monitor compliance with loan agreements, covenants, collateral requirements, and bank credit policies.
Negotiate and recommend loan structures and resolutions that align with risk management objectives.
Advise internal business partners on problem credit situations and portfolio risk management strategies.

Education & Experience

Required

Bachelor’s degree in Business, Finance, Accounting, or an equivalent combination of education and experience.
3+ years of banking, commercial credit, finance, or related business experience.
Knowledge of commercial lending, credit analysis, and portfolio management practices.
Understanding of banking regulations, collection laws, and depository products.

Preferred

Experience managing problem credit or special assets portfolios.
Knowledge of loan documentation, collateral perfection, real estate mortgages, and guaranties.
Experience working with workout strategies, restructuring, foreclosure, repossession, or liquidation processes.
Strong negotiation, communication, and relationship management skills.

Why You’ll Love Working Here

Associated Bank offers opportunities to grow your career while working alongside experienced professionals in a collaborative environment. You'll have access to development resources, challenging work, and the ability to make a meaningful impact on clients, colleagues, and communities. Apply today to make an impact.

We welcome and encourage applications from all qualified parties, including but not limited to people returning to the workforce, people with disabilities, those without a college degree, and veterans or those with military experience.

In addition to core traditional benefits, we take pride in offering benefits for every stage of life.

Retirement savings including both 401(k) and Pension plans.
Paid time off to volunteer in your community.
Opportunities to connect with others through our diversity-focused Colleague Resource Groups.
Competitive salaries with professional development and advancement opportunities.
Bonus benefits including well-being programs and incentives, parental leave, an employee stock purchase plan, military benefits and much more.
Personal banking, loan, investment and insurance benefits.

Associated Bank serves more than 120 communities throughout Wisconsin, Illinois, Minnesota, and Missouri and we consider our colleagues critical to our continued success. See why our colleagues continually vote us a best place to work in the Midwest. Join our community on Facebook, LinkedIn and X. 

Compliance Statement

Associated Bank is an equal opportunity employer committed to creating a diverse workforce. We support a work environment where colleagues are respected and given the opportunity to perform to their fullest potential. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors.

Fully complies with all applicable enterprise policies and procedures. Acts in compliance with all applicable laws and regulations as outlined in training materials, including but not limited to Bank Secrecy Act. Responsible for reporting suspicious activity to Financial Intelligence. Responsible to report all customer complaints as prescribed and procedure violations to management or HR.

Responsible to report ethical concerns as needed to Associated Bank’s anonymous Ethics Hotline.

Associated Bank provides additional assistance throughout the application, interview and hiring process. Please contact leavesandaccommodations@associatedbank.com if you need an accommodation at any time during the process.

Associated Banc-Corp participates in the E-Verify Program. E-Verify Notice English or Spanish. Know Your Right to Work English or Spanish.

Associated Bank is Pay Transparency compliant.

The pay range represents anticipated base pay for this role. Actual pay may vary based on factors including, but not limited to, work location, skills, experience, education, and qualifications for the role.

For certain positions, total compensation may also include incentive, commission, or bonus opportunities not reflected in the posted base pay range.

$59,360.00 - $101,760.00 per year