About PayJoy

PayJoy, a Public Benefit Corporation, is a mission-first credit provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success. Our patented technology for secured credit provides an on-ramp for new customers to enter the credit system. Through PayJoy’s point-of-sale financing and card offerings, customers gain access to a modern quality of life. PayJoy’s credit also allows our customers to seize opportunities as micro-entrepreneurs, and acts as insurance for tough times. Through our cutting-edge machine learning, data science, and anti-fraud AI, we have served over 18 million customers as of 2025 while achieving solid profitability for sustainable growth.

This role

About PayJoy

PayJoy, a Public Benefit Corporation, is a mission-first credit provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success. Our patented technology for secured credit provides an on-ramp for new customers to enter the credit system. Through PayJoy’s point-of-sale financing and card offerings, customers gain access to a modern quality of life. PayJoy’s credit also allows our customers to seize opportunities as micro-entrepreneurs, and acts as insurance for tough times. Through our cutting-edge machine learning, data science, and anti-fraud AI, we have served over 18 million customers as of 2025 while achieving solid profitability for sustainable growth.

This role

As a QA Engineer, you will play a crucial role in the development and maintenance of automated testing frameworks, tools, and scripts for our financial services software applications. You will collaborate closely with cross-functional teams, including developers, product managers, and other QA engineers, to drive the delivery of high-quality software solutions. Your expertise in test automation will be instrumental in ensuring the reliability, performance, and security of our products, as well as identifying and resolving issues throughout the software development life cycle.

As a QA Engineer, you will play a crucial role in the development and maintenance of automated testing frameworks, tools, and scripts for our financial services software applications. You will collaborate closely with cross-functional teams, including developers, product managers, and other QA engineers, to drive the delivery of high-quality software solutions. Your expertise in test automation will be instrumental in ensuring the reliability, performance, and security of our products, as well as identifying and resolving issues throughout the software development life cycle.

Responsibilities

Develop and maintain automated test scripts using Cypress for UI and API testing,

Conduct various types of testing, including functional, integration, regression, and performance testing.

Contribute to the evolution of our existing test automation framework by developing new utility functions and improving reporting capabilities

Collaborate with the development team to identify test requirements, design and execute test plans, and create comprehensive test cases.

Proactively identify and report software defects, troubleshoot issues, and work closely with developers to ensure timely resolution.

Generate clear and concise test reports, document test results, and maintain accurate test documentation.

Collaborate with cross-functional teams (product, security, operations) to ensure the overall quality and security.

Stay up-to-date with the latest industry tools, trends, and best practices in automation testing and software quality assurance

Requirements

Strong proficiency in test automation frameworks and tools, such as Cypress, Selenium, or Playwright for web UI testing, and REST Assured, Postman, or Supertest for API testing.

Strong JavaScript or TypeScript skills with experience in object-oriented programming, asynchronous programming patterns, and testing frameworks like Jest or Mocha.

Experience with Git for version control and collaboration.

Experience with continuous integration tools like CircleCI, Jenkins, or GitHub Actions, including configuring pipelines and integrating automated tests.

Familiarity with Agile testing methodologies and test-driven development (TDD).

Excellent problem-solving and debugging skills.

Strong communication and collaboration skills to work effectively in a team.

Attention to detail and a commitment to delivering high-quality results.

Proven experience as a QA Automation Engineer or a similar role (2+ years preferred).

Experience in the financial services industry, particularly with payment systems, fraud prevention is a plus.

Ability to write clear, concise, and comprehensive test cases and documentation.

Strong communication and collaboration skills to work effectively in a team.

Bachelor's degree or higher in Computer Science, Engineering, or a related field, or equivalent work experience.

Benefits

Local benefits depending on the country of hire

Company-funded health insurance for employee and immediate family Company-funded employee life and disability insurance

Paid vacation days, unlimited sick leave

$2,000 USD annual Co-working Travel perk

$2,000 USD annual Professional Development perk

Phone finance, headphone benefit, home office equipment allowance and wellness perks

Catered lunches

PayJoy is proud to be an Equal Employment Opportunity employer and we welcome and encourage people of all backgrounds. We do not discriminate based upon race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.

PayJoy Principles

Finance for the next billion * Ownership * Break Through Walls * Live Communication * Transparency & Directness * Focus on Scale * Work-Life Balance * Embrace Diversity * Speed * Active Listening

Software Development Engineer in Test